A Visa check card is a debit card that works like a check, only better. When you make purchases, the amount is deducted directly from your checking account — but you also enjoy added convenience and security protections.

Pay for all types of purchases quickly and easily.

Just use your Visa check card when you are ready to pay. It works fast, so there's no need to write checks or fumble for change. Plus, you'll save on trips to the ATM and can leave your checkbook at home. And because it's accepted at millions of places worldwide, you can use it for nearly anything, including:

Monthly bills Dining Fast food Retail merchandise Groceries

Movie tickets Prescriptions Gas and automotive services Internet/online purchases Phone orders

Gain peace of mind with Visa's extra security protections.

When you sign for your purchases, your money comes directly from your checking account, but you also get security protections that help prevent, detect and resolve fraud, including:

• Visa's Zero Liability Policy*, which protects you from unauthorized charges. Any funds taken from your account due to fraudulent use will be returned to you.
• Continuous fraud monitoring to detect and prevent suspicious activity on your debit card
• Access to Identity Theft Assistance to help you recover your identity and prevent further problems
• A 3-digit security code to verify your identity for Internet and phone purchases.

Here's how to sign for your purchases:

Swipe and Sign: Use your Visa check card, tell the cashier you want to sign for your purchase and sign the receipt.

OR

At a PIN pad: Swipe your card, select CREDIT on the keypad and sign the receipt.

You'll receive these same security protections when you use your Visa check card for online, phone and mail orders or for purchases at merchants that do not require a signature.

Improve your money management with an up-to-date balance and
transaction history.

Check card transactions are automatically deducted from your checking account and typically posted within 24 hours of your purchase. So you can check your updated balance and transaction record on your card issuer's website or by phone.

In addition, every month you'll also receive a checking account statement that details your purchases, including merchant name, location, date and amount. So it's easy to see where your money goes.

Earn rewards just by using your card.

All Visa check cardholders can reward themselves by shopping and saving with merchant discounts just for Visa cardholders.

Some Visa check cards also offer rewards, like Visa Extras. With these cards, you get rewarded for all of your purchases — like paying bills, buying groceries and picking up your morning coffee. Contact your Visa check card issuer for rewards program details.