Technical Information

Fraud detection details

Learn more about CyberSource Advanced Fraud Screen enhanced by Visa.

Improved fraud detection

CyberSource Advanced Fraud Screen enhanced by Visa is the first e-commerce fraud detection system enabled with current worldwide fraud trends and global payment-card usage patterns that provide a comprehensive transaction risk assessment of activity. Combining this with CyberSource’s hybrid system (neural network and rules-based technology) and merchant-activity data provides e-commerce merchants with targeted fraud detection ability.

This collaboration:

• Delivers a comprehensive view of all purchasing activity.
• Blends the data into a real-time, accurate risk score.
• Complements and improves the detection capabilities of your current risk tools—such as card authorization, Visa Address Verification Service (AVS), and Card Verification Value2 (CVV2).
• Gives you additional control and better fraud detection for bottom-line profitability.

Maximum utility and flexibility

CyberSource Advanced Fraud Screen enhanced by Visa is ideal for your marketplace, because it:

• Operates around the clock, 7 days a week, 24 hours a day.
• Effectively screens shoppers located anywhere in the world.
• Works with all payment cards.
• Is built on a system architecture that scales along with you as order volumes increase and your business grows.

Optimal risk decisioning

Because today’s fraudster is more sophisticated than ever, fraud prevention programs must employ the most advanced technologies—including comprehensive, frequently updated data and modeling techniques—to help detect fraud and reduce its impact on card-not-present sales channels.

The CyberSource Advanced Fraud Screen enhanced by Visa risk-management tool uses unsurpassed and frequently updated intelligence about global payment-card usage patterns, including online and offline purchasing profiles, to provide an accurate fraud detection service. This advantage can help merchants lower fraud-related costs by identifying risky transactions, and increase consumer goodwill by eliminating unintentional “insults” that may occur from incorrectly declined orders.

CyberSource integration

CyberSource Advanced Fraud Screen enhanced by Visa is fully compatible with CyberSource Risk Manager and CyberSource Decision Manager, decision-management tools that provide flexibility and control over your business rules and processes in real-time.

A centralized interface gives you the ability to build risk-decision strategies easily and quickly accept, reject, and integrate payment authorization into the same strategy. Combining these fraud-screening and decision-management tools will help you optimize sales conversion with more fraud detection accuracy.

To learn more about the CyberSource Advanced Fraud Screen enhanced by Visa, please contact your Visa Representative or merchant financial institution.