How It Works

Visa ePay works for you

With Visa ePay electronic transactions are safer, faster, and cost effective. Here’s exactly how ePay works:

• Your financial institution registers your business on the Visa ePay Universal Biller File (UBF).
• You invoice your customers according to your existing procedures.
• Your customers use online bill payment services to authorize their financial institutions to pay your invoices.
• Your customers’ financial institutions (or bill payment service providers) electronically transmit payment information to Visa ePay.
• Visa ePay electronically collects, performs edit checks, and delivers consolidated consumer payments to your financial institution.
• Your financial institution forwards accounts receivable data to you for posting and deposits funds into your account.
• If a payment return or account correction is necessary, you electronically forward the item to the payment originator for resolution.

The value of Visa ePay

Visa ePay offers your business advantages and benefits including:

• End-to-end standards and operating regulations
• Reliable service quality and greater customer satisfaction
• Cost-effective electronic environment
• Turnkey biller file set-up and identification
• Few exception items
• Full electronic controls
• Database of payment originators

Any questions?

To request more information, send an e-mail to clientservices@visa.com Visa ePay is not an Internet credit card payment solution. For Internet processing solutions, please contact your financial institution.